Insurance Mitigation Credit Consultation

A handyman walks your property and produces a written report aligned to Florida mitigation credit categories. The report is yours to submit to your insurer.

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This service is currently available for Florida properties only. Mitigation credit programs in other states use different forms and inspection protocols — similar services coming soon for other coastal states.

Florida insurance carriers offer premium credits for homes that meet specific mitigation standards — roof-to-wall connection, roof deck attachment, opening protection, secondary water resistance, and roof shape. A handyman experienced in OIR Form 1802 categories can walk your property and produce a written report describing what you have today and what you'd need to upgrade to qualify for additional credits.

The report is a contractor's professional opinion based on visual inspection, not a wind mitigation inspection or an insurance policy interpretation. To claim mitigation credits with your carrier, you typically need a wind mitigation inspection performed by a licensed inspector or contractor and submitted on the official OIR Form 1802. Your handyman will tell you whether what they observe is likely to qualify so you can decide whether the official inspection is worth the cost.

If you decide to proceed with mitigation upgrades — re-deck the roof, add hurricane straps, install impact windows, add opening protection — the same handyman can bid on the work.

Why Use Hurricane Handyman?

Independent local handymen and contractors — compare quotes and profiles, and confirm credentials directly before you hire.

Escrow payment protection on every booking via Stripe — your funds release only after you approve completed work or after the dispute window closes.

Built for storm season. We're not a generic handyman platform that handles storm prep on the side. Storm-related work is what we do.

Frequently Asked Questions

Will this report qualify me for mitigation credits with my insurer?

The report is a contractor's opinion. To claim mitigation credits, your insurer typically requires an official wind mitigation inspection on OIR Form 1802 by a licensed inspector. The handyman's report tells you whether you're likely to qualify so you can decide if the official inspection is worth pursuing.

What categories does the report cover?

Roof shape, roof deck attachment, roof-to-wall connection, opening protection (windows, doors, garage), and secondary water resistance. These are the categories that typically drive Florida wind mitigation credits.

How much can I save on my premium?

Savings depend on your carrier, your current premium, and which mitigation features your home has. Hurricane Handyman cannot estimate or guarantee specific premium savings — that conversation is between you and your insurance agent.

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